حاضنة أعمال إنجاز تهيئ شركات ناشئة لتقديم أفكارها أمام مستثمرين

لا ينتهي السعي لجعل الأحلام حققية عبر مشاريع صغيرة من الممكن أن تكبر وتحقق حلم أصحابها. كل ذلك جاء عبر فعالية نظمتها حاضنة أعمال مؤسسة إنجاز mySTARTUP، لتهيئة الشركات الناشئة على تقديم أفكارها أمام مستثمرين محتملين.

شركات ريادية ناشئة عدة، عرضت أفكارها خلال الفعالية مؤخرا في مبنى مؤسسة إنجاز، ومنها؛ شركة جوسيل وهي منصة إلكترونية تجمع بين المستهلك النهائي والمورد الأساسي للمنتجات الأصلية في الأردن، والتي تقدم طرقا للمشتري بكيفية معرفة حقيقة ما يستهلكه.
وقدمت شركة STEAM Hub مشروعها، وهي عبارة عن منصة تستخدم تجارب تشبه الألعاب يتم استثمارها في الأساليب التعليمية.
وقدمت كذلك شركة تشبيك مشروعها، وهي منصة إلكترونية للعمل الحر، تسهل الوصول لمدربين الفنون والحرف اليدوية، وشركة  Bobapps الناشئة والمتخصصة، في منح المحلات التجارية الصغيرة فرصة لإدارة أعمالهم وزيادة مبيعاتهم من خلال محطات بيع واحدة وإدارتها إلكترونيا من خلال شاشة واحدة.
أما Onlinemarkat، فهي شركة تعتمد على متجر للأزياء ذات تصميمات فريدة وجودة عالية وبأسعار مقبولة للنساء في جميع أنحاء العالم، وشركة “تكويين”، والهادفة إلى تمكين الناس من الاستثمار في العقارات بأي ميزانية لديهم والتمتع بدخل شهري، وشركة Toys Corner والتي تعمل على تصميم وإنتاج ألعاب المنتسوري الخشبية من خلال توظيف حرفيين شباب من خريجي مراكز التدريب المهني.
تأتي هذه الفعالية ضمن الشراكة التي تجمع الحاضنة مع لجنة الإنقاذ الدولية (IRC) والصندوق الأردني للريادة لدعم الشركات الناشئة وتطوير أعمالها، حيث قام الرياديون مؤسسو الشركات  الناشئة بتقديم عروض تقديمية عن شركاتهم والخطط المالية والتسويقية أمام لجنة من المرشدين أصحاب الخبرة في تأسيس الشركات الناشئة وهم: تامبي جلوقة المؤسس المشارك والرئيس التنفيذي لشركة بروبيلر، وبشار عرفة رئيس مجلس إدارة تمويلكم، ليانه وريكات مدير تطوير الأعمال والعمليات في جوباك، وشذى بدير رئيس الأعمال – الشركات الصغيرة والمتوسطة والتجزئة في بنك الاتحاد.
وقدم أعضاء لجنة الإرشاد خلال الفعالية خبراتهم إلى هذه الشركات الناشئة، حول طبيعة الأعمال ومدى قدرتها على الاستدامة ومواكبة التطورات، وكيفية استثمار الفرص لتحقيق التنمية المستدامة، والحفاظ على البيئة، عبر مشاريع تراعي الاقتصاد الأخضر وتلبي احتياجات السوق.
وتعمل حاضنة أعمال مؤسسة إنجاز، ضمن شراكتها مع منظمة الإنقاذ الدولية والصندوق الأردني للريادة أكبر صندوق استثماري من نوعه في الأردن لتوفير الدعم الكامل للشركات الريادية لتقدم حلول مبتكرة لها، كما تدعم، في الوقت نفسه، عجلة الاقتصاد الوطني.

بنك الإسكان يطلق أول مركز بيانات معياري حاصل على اعتماد Tier III

في إنجاز جديد له ضمن مسيرته لترقية وتحديث بنيته التحتية ومواكبة أفضل حلول التكنولوجيا في هذا المجال، أعلن بنك الإسكان عن إطلاقه بشكل غير مسبوق على مستوى القطاع المصرفي والمملكة لأول مركز بيانات معياري جاهز (Prefabricated Modular Datacenter)، وفقاً لمتطلبات شهادة اعتماد المستوى الثالث Tier III من معهد Uptime الرائد والمتخصص بتصنيف مراكز المعلومات والبيانات.

ويعتبر هذا الإنجاز ثمرة لاستثمارات بنك الإسكان المتواصلة في بنيته التحتية وأنظمة تكنولوجيا المعلومات لديه، والتي يحرص على اتسامها بالقابلية للترقية؛ لضمان جاهزيتها التشغيلية الكاملة في مختلف الظروف، وبالتالي الحفاظ عليها فعّالة وقادرة على مواكبة التطورات والتوجهات المصرفية العالمية.

ويهدف مركز البيانات إلى زيادة مستويات المرونة والفعالية والسرعة والأمان في عمليات البنك اليومية، بما يتيح له تقديم أداء مستدام ومتطور، وبما يسمح له بإدارة استمرارية خدماته ومنتجاته الرقمية الذكية على مدار الساعة مع مستويات جودة وموثوقية وابتكارية عالية، لتلبية احتياجات العملاء المتنامية على اختلافها.

وكان اختيار بنك الإسكان قد وقع على نخبة من الشركات المرموقة في مجالات التطوير الإنشائي وتزويد نظم وحلول البيانات والاتصالات وتكنولوجيا المعلومات، ومن أبرزها شركة هواوي العالمية، وغيرها من الشركات المساندة من خلال شركتي STS، وبدوية للمقاولات، لبناء وتطوير وتشغيل مركز البيانات.

وتعليقاً على هذا الشأن، قال الرئيس التنفيذي لبنك الإسكان، عمّار الصفدي: “فخورون بإطلاق مركز بياناتنا الجديد وحصوله على اعتمادية معهد Uptime، والتي جاءت إثر اجتيازنا لعمليات تدقيق صارمة لقياس الضوابط البيئية والمادية ومستويات الطاقة الاستيعابية الملائمة لاستمرارية أعمالنا بأقل المخاطر، وبناءً على استيفائنا لمعايير تصميم وتجهيز مراكز البيانات وعمليات تطويرها وصيانتها وإدارة مواردها وأصولها بما يشمل إمدادات الطاقة ومراقبة كفاءتها، مما يبرهن على التزامنا بأفضل ممارسات التميز في الاستدامة التشغيلية، والتي تسمح لنا بالتركيز على أعمالنا الأساسية والإبداع في كل ما نقوم به ونقدمه، مانحةً بنك الإسكان ميزة تنافسية ومكانة متقدمة في القطاع المصرفي.”

واعتبر الصفدي إطلاق مركز البيانات بهذه المواصفات، خطوة هامة في جهود بنك الإسكان لتحقيق أهداف استراتيجيته الخاصة بالتطور والتوسع، والرامية إلى تعزيز ريادته للقطاع المصرفي على مختلف الأصعدة، مثمناً دعم البنك المركزي الأردني لمشروع مركز البيانات، والمنبثق من إيمانه بدور بنك الإسكان في تطوير القطاع المصرفي والانتقال به إلى مصاف القطاعات المصرفية والمالية الإقليمية والعالمية، ومقدراً جهود كافة الأطراف المعنية من الشركات المنفذة، ومن كوادره التي وصلت الليل بالنهار لتسهيل الإطلاق الناجح للمركز الذي سيكون نموذجاً يحتذى به.

وتجدر الإشارة إلى أن بنك الإسكان خطى خطوات واسعة في مجال التطور التكنولوجي والخدمات الرقمية، وأثبت ريادته في هذا المجال؛ حيث سبق للبنك أن أطلق الفرع الرقمي للخدمات الذاتية (Iskan engage)، وقام بتحديث أجهزة الصرافات الآلية التابعة له لتوفير خدمات نوعية وجديدة لعملائه بسرعة وسهولة ودون الحاجة لزيارة الفروع، كما استكمل تطوير بطاقات الائتمان والدفع المباشر بكل فئاتها بتقنية اللاتلامسية (Contactless)، إضافة إلى التطوير والتحسين المستمر على تطبيق (Iskan Mobile)، وإطلاق خدمة إصدار بطاقات (Iskan V-Card) بشكل آلي وفوري من خلال تطبيق إسكان موبايل وإسكان أونلاين، إضافة إلى العديد من الخدمات المتطورة والمتقدمة التي تواكب المتغيرات المتسارعة التي يفرضها العصر الرقمي.

رئيس الإدارة المالية في كابيتال بنك تحصل على جائزة الطاووس عن فئة أفضل مدير مالي إمرأة لعام 2023

 حصلت رئيس الإدارة المالية لمجموعة كابيتال بنك منار النسور على جائزة الطاووس عن فئة أفضل مدير مالي إمرأة لعام 2023 .

والنسور من السيدات الأردنيات القلائل اللواتي يشغلن منصب المدير المالي في القطاع المصرفي، وتعد نموذجا يحتذى به في عالم الإدارة المالية، نظراً لما تتمتع به من مهارات قيادية وقدرات تحليلية عالية.

وتعكس هذه الجائزة التزام النسور بتنفيذ القرارات المالية الاستراتيجية بمهنية واحترافية عاليتين، وقدرتها على تقديم إسهامات متعددة، أثرت الجوانب التشغيلية في كابيتال بنك، حيث عملت إلى جانب فريق العمل على تسخير خبراتها ومؤهلاتها في العمل المالي والمصرفي وتحويل تحديات السوق إلى فرص استثنائية.

ويعتبر حصول النسور على هذه الجائزة إنجازاً مهماً لكابيتال بنك، الذي يتبع نهج المساواة بين الجنسين من ناحيتي التوظيف والمراكز القيادية انطلاقا من سياسة الحوكمة التي يطبقها البنك في سبيل الوصول لمستقبل أكثر شمولا واستدامة، حيث تقدّر نسبة الإناث في المراكز القيادية في البنك بحوالي 40%، ما يعكس التزامه بتمكين المرأة وإيمانه المطلق بقدراتها على تحقيق أعلى مستويات الأداء.

The National Cybersecurity Council launches its new website

The National Cybersecurity Council has launched its new website in collaboration with the Ministry of Digital Economy and Entrepreneurship and Developed and designed by Echo Technology. The site was designed and developed according to Jordan Government Websites Guidelines 2022, which was developed by Echo Technology and approved by the Ministry of Digital Economy and Entrepreneurship

For more details 

NCSC website 

“How will artificial intelligence, blockchain and big data shape Islamic Finance”Interview with ICS Financial Systems Managing Director

Interview with

Mr. Robert Hazboun

Managing Director,

ICS Financial Systems Ltd

How will artificial intelligence, blockchain and big data shape Islamic Finance – and what are the risks and opportunities for the new pioneers?

Tech is punching down the walls, floor joists and windows of finance all about us. But in the rebuilding how relevant is artificial and business intelligence to Islamic Finance in 2023 – and beyond? Can a population of two billion Muslims meaningfully harness this tech for good? How big a deal is it and what are the risks as well as the benefits? The combination of Islamic fintech and data science has made huge strides, attracting millions of new customers.

Whatever their religious background banking consumers want speed, efficiency and privacy. In other words, a smarter banking experience. The scope of fintech is widening as is the market for its own services and products. It’s getting competitive, but credible transactions need to be handled with much care. So how does Shari’a compliance work in this space now? Who are the main beneficiaries – and when will they see the benefits for real? World Finance gets startling, innovative responses from company managing director Robert Hazboun in an exclusive interview on the cutting edge direction and speed of Islamic Finance in 2023 and beyond.

Where are the new boundaries as far as digital change goes for Islamic Finance in 2023? How hard are they being pushed – and how much progress is being made?

Overall I’d say, new frontiers and boundaries for digital change in Islamic Finance are being pushed very hard, and the pandemic accelerated this trend. Much progress has been made, from blockchain to AI and digital, or neo banks. All of which are being adapted into sharia-compliance for digital touch points and to extend financial inclusion in the more devout segments of the market.

If Islamic FinTech offers consumers and business more control and choice, its popularity may – reasonably – rise, from touch points to scalability. Where are the ‘sticking points’?

There’s complexities with Shari’a compliance that may slow the full potential of Islamic FinTech experience, even when it clearly offers value and control to consumers. Especially with the more subtle regulatory distinctions for each Islamic ideology which may delay its inclusion in these technologies. Another point is a lack of awareness of its value amongst customers, especially in non-Muslim countries. So addressing these challenges needs meaningful collaboration between industry players, regulators, scholars and experts in Islamic Finance to create an environment that is conducive to the growth and scalability of Islamic FinTech solutions. The will is there.

Where do improvements in artificial intelligence (AI) and business intelligence (BI) lie? Are these opportunities – and risks – better understood by clients (Banks)?

AI and BI can help Islamic banks to comply with Shariah law, by analysing data, identifying patterns, and highlighting areas of possible improvements to different channels and touch points. This can help reduce the risk of non-compliance and improve the quality of Islamic banking services and enhance business operations, decision-making processes, as well as customer experiences. However, risks from depending on AI and machine learning in Islamic Finance also loom, namely in financing cases that have no precedents in Sharia law.

This can cause confusion, complexity, and prolonged processes to find and interpret the relevant religious texts with regulatory bodies. So it’s complex. Clients have to prioritise their own continuous learning, collaboration and foster a more data-driven decision-making culture within their own organisations to gain the understanding of the opportunities and risks presented by AI and BI. We’re here to support this.

Given so much AI and BI change how much ‘Futureproofing’ concern is there? How should this be planned and anticipated?

Future-proofing concerns for banking systems with the rise of AI and BI are centred around data security, compliance, customer privacy, bias and fairness. Also talent acquisition and change management. It’s a lot. Continuously future-proofing is an ongoing endeavour, not one undertaking. A flexible mindset is needed. So adaptability is a priority for handling and strategizing the ever-changing realm of AI and BI, absolutely.

In Focus

  • ICS BANKS is future-proof to the core, built as a modular platform means seamless scalability.
  • The open API backend allows it to integrate with third-party platforms, different deployment options and cybersecurity enhancements such as recently acquired certificate ISMS ISO/IEC 27001.
  • “We are always exploring possibilities to adapt machine learning and AI to sharia-compliance,” adds Hazboun

Many Muslims in the West are young, especially in the under-30 age group. This brings challenges as well as opportunity. How well realised is this your end?

It’s absolutely realised. The younger Muslim population, especially in the west, are drawn to banking services offering Islamic financing through digital channels which fits into their tech-savvy, on-the-go lifestyle. They’re dependent on them to help them manage their lives.

To support this ICS BANKS Islamic Banking is our own customer-centric platform. It’s built from the ground up with decades of tech evolution poured into it offering digital banking products and services such as Mobile Banking Apps and Islamic Digital financing platforms. The latest AI, Blockchain, and Digital wallet tech are totally built in. This keeps Islamic Banks and financial institutions relevant for this vitally important demographic, no question about it.

How does your own technology solutions help customers with data-driven pressures – your own and theirs?

Our banking solutions offers tools for data-driven pressures, ethical considerations and data privacy with its own scalable architecture including several reporting methods such as Omnichannel KYC, spending analysis and regulatory reports. These support Banks, FIs and customers by analysing massive amounts of financial data, detecting trends and patterns, mitigating risk, such as identifying fraudulent activities. We believe this helps banks & FIs learn more about their own risk profile, their own distinct customer base, resulting in more personalised and bespoke products – that’s important. This in turn helps customers make better financial decisions. Our products are totally central to their better decision-making process.

Is more personalisation and bespoke product planning part of the broader Islamic fintech landscape? Or is growth slower because of more manual processes to anticipate and plan for?

While some growth rates for Islamic FinTechs may have been slow, digital innovation is making it easier to adapt Sharia compliant products faster. But as Islamic Finance evolves and expands globally, there might be variations in interpretation and implementation of Shariah principles across different jurisdictions. This creates complexities and manual processes in anticipating and planning personalised products that comply with the specific requirements of each market – we’re very well aware of this.

How much demand from Western banking business for an Islamic ‘window’ is there? Is demand up?

There are several reasons. One reason is the growing Muslim population in Western countries, which has led to more demand for Shariah-compliant products and services. Non-Muslim customers are also showing interest in Islamic banking due to its ethical nature, especially in the aftermath of the global financial crisis, which eroded trust in conventional banking systems. While the demand for Islamic banking windows from Western banking businesses is not yet at the same level as in Muslim-majority countries, it is growing and very likely to continue to do so in future.

Need to know…

  • According to the Islamic Finance Development Indicator Report 2022 by ICD (Islamic Corporation for the Development of Private Sector) global Islamic Finance Assets were valued at USD 4 trillion in 2021.
  • Up to 17% growth and a projected value of USD 5.9 trillion is now forecast for 2026, with more conventional banks showing interest in tapping into this market to diversify revenue streams.

Where does ICS Financial Systems sit between cloud-based solutions versus traditional banking and personal interaction? Is this less of a tension than in the past?

We totally recognise the need for balance between cloud-based solutions and personal interaction. Both approaches offer distinct advantages and both, we say, must be integrated thoughtfully for a seamless experience. The ideal equilibrium? It depends, including the specific needs and preferences of our customer base, as well as the strategic objectives and resources available to the bank. It’s always a bespoke approach, fundamentally.

An interconnected Islamic global finance ecosystem is still some way off – what’s the timeline, in your view?

The timeline for such an ecosystem is challenging to predict accurately depending on the pace of tech, the level of regulatory support, and a willingness of financial institutions to collaborate and standardise operations.

Nonetheless, more investment in Islamic banking software suites and other tech solutions play an important role in supporting the growth and development of the Islamic Finance industry. Watch this space, I say.

Might hybrid-type digital products be worth pursuing longer term, which join the best of both banking ‘worlds’? Is this realistic?

In the long run, it’s well worthwhile to pursue hybrid-type digital products that blend the advantages of traditional banking and digital banking. These aim to provide a comprehensive banking experience by integrating in-person service with digital convenience, harnessing emerging technologies.

Although there are obstacles like investing in technology infrastructure and adapting to new processes, numerous financial institutions are actively exploring hybrid models. Consequently, we feel it is reasonable to anticipate a higher prevalence of these models in the future. We’re very optimistic that the balance can be got exactly right.

Nour Al Hassan recognized by Forbes as one of 20 Women Behind Middle Eastern Tech Brands 2023

6. Nour Al Hassan

Brand: Tarjama
Category: Digital Language Solutions
Establishment: 2008
Nationality: Jordanian
Headquarters: U.A.E.

Tarjama, meaning translation in Arabic, is a technology and language services provider. It offers services for 55 languages, including content and media services and has seven offices worldwide with 35,000 freelancers and 154 full-time employees as of 2022. It also acquired Screens in November 2022, one of the largest dubbing and subtitling companies in MENA.

Al Hassan is also the Founder and Chairwoman of Ureed.com, a digital marketplace connecting global employers with over 55,000 certified freelancers. She manages the growth of her companies across eight markets and leads a team of over 300 people.

Exciting News! Introducing PROTECH New Support Center

Exciting News! Introducing Our New Support Center

We are thrilled to announce the launch of our brand-new support center at PROTECH!

As of June 23, 2023, you can experience our all-new user-friendly interface by visiting https://support.protech-jo.com. This significant upgrade is designed to provide you with an enhanced support experience and ensure your journey with us is even more seamless and efficient.

Thank you for choosing PROTECH. We sincerely appreciate your business, and we look forward to serving you with the utmost dedication and professionalism.

 

مؤسسة التعليم لأجل التوظيف الأردنية تجدد عقدها مع شركة واحة أيلة للتطوير

تعلن مؤسسة التعليم لأجل التوظيف الأردنية عن تجديد عقدها مع شركة واحة أيلة للتطوير لمواصلة إدارة أكاديمية مكارم للتدريب في العقبة لمدة خمس سنوات إضافية، وذلك إثر الدور المهم الذي حققته هذه الشراكة منذ شباط العام 2018 في تمكين المجتمع المحلي وتوفير فرص تدريبية ووظيفية للشباب والشابات في قطاعات التجزئة والضيافة.

تأسست أكاديمية مكارم للتدريب من قبل شركة واحة أيلة للتطوير كجزء من مبادرة المسؤولية الاجتماعية للشركات وذلك ضمن رؤية مشتركة لتعزيز النمو الاقتصادي وخلق مستقبل أفضل لشباب وشابات العقبة. تتعاون مؤسسة التعليم لأجل التوظيف الأردنية وشركة واحة أيلة للتطوير لمحاربة البطالة التي تواجه الباحثين عن العمل في المنطقة.

JOIN Fincubator Launches its First Incubation Program

 

The Jordan Payments and Clearing Company “JoPACC” announced the launch of its first ever Incubation Program, through its newly inaugurated JOIN Fincubator. The Incubation Program, which officially began its first session on July 2nd, aims to enable qualified fintech startups to develop their initial business models by providing them with an array of support services that will ultimately enable them to launch their solutions in local and global markets.

It is worth noting that a prerequisite Bootcamp Program was held prior to the start of the Incubation Program, where the thirty participating teams were equipped with basic knowledge about the financial sector. The Bootcamp Program enabled the teams to prepare their initial business model canvases and verify that their fintech ideas are aligned with market needs. Out of the thirty participating teams, sixteen teams qualified for the Incubation Program, whose fintech ideas served different industries including real estate, e-commerce, finance and banking, and included topics such as credit scoring, and financial management.

JOIN’s Incubation Program comprises three main phases, firstly, the “Validation Phase” focuses on validating the participant’s proposed fintech solutions and ensuring that these solutions are products or services that solve real problems. This phase, which spans four weeks, includes workshops on applying “Lean Startup” methodologies, getting accustomed to startup legislations, conducting market research and analysis, and getting feedback from mentors.

The second phase, or the “Shaping Phase,” extends over eight weeks, during which the startups define their target customers, identify their needs, and develop the best strategies to attract them. This phase additionally sees participants trained on different topics, including effective leadership and negotiation skills, customer acquisition and retention, branding, marketing, communications, business development, and sales.

The third phase, the “Building and Developing Phase,” extends over eight weeks and features the actual process of building and developing prototypes or Most Viable Products “MVPs” that meet and serve market needs. This final phase ends with a “Demo Day,” where startups present their MVPs and pitch their solutions to potential investors and financial institutions, providing them with access to funding and finance. This year’s “Demo Day” is expected to take place between November and December in JOIN Fincubator’s Yearly Summit, which will celebrate JOIN’s most notable milestones and accomplishments throughout the year.

JOIN Fincubator is considered to be a launching platform for innovators and startups that enables them to test and develop their fintech solutions. Moreover, JOIN provides its participants with a range of resources, including access to a sandbox, infrastructure, expertise, and training, and partnerships. JOIN further facilitates access to different markets, and funding opportunities, allowing startups to passport their innovations to regional and international markets.

Al-Busairi Bank Goes Live in Record Time on ICS BANKS® Islamic Banking Software Solution from ICSFS

Al-Busairi Bank for Microfinance, a newly-established bank in Yemen, has successfully gone-live in record time on the fully fledged Shari’a compliant ICS BANKS® Islamic Banking software solution from ICS Financial Systems (ICSFS), the global software and services provider for banks and financial institutions.

Al-Busairi Bank for Microfinance was registered and granted all necessary licenses by the Central Bank of Yemen, and will be delivering comprehensive Shari’a-compliant Microfinancing products and services to the Yemeni market, and will be implementing ICS BANKS® Islamic CoreCredit Facilities & Risk GroupsRemittances, and ICS BANKS® Digital Banking, in addition to a wide range of Islamic banking products.

Mr. Abdullah Mohammed Al-Busairi, Deputy Chairman of the Board at Al Busairi Microfinance Ban

“Having worked with ICSFS’s team during the implementation phase, I’ve grown more confident in my choice of their Innovative Banking Platforms, they demonstrated real knowledge and professionalism, and offered valuable insights along the way which enriched our staff’s experience and command over their respective positions within the bank. The unified Financing solution delivered by ICS BANKS® has proven to have significant advantages with its easy-to-integrate modules and innovative features, which will be extremely helpful to our inauguration into the Yemeni market and quickly placing us amongst the market leaders.”

Al-Busairi Bank has set their sights to deliver various Shari’a-compliant products that are supported with a wide range of digital touchpoints in pursuit of extending financial inclusion for Yemeni SME’s and individuals and making financing products more accessible to the Yemeni market. All of which is made possible via the ICS BANKS® comprehensive open banking platform.

This implementation at Al-Busairi Bank, which was completed in a record time of 1 month, contributes to realizing the banks vision to offer true success opportunities to their customers and get ahead much faster in the market.

Wael Malkawi, Executive Director of ICSFS

Mr. Wael Malkawi, Executive Director of ICSFS

“We are proud of yet another successful go-live in Yemen, marking not only our growth as a financial systems developer, but more importantly another milestone towards a stable and thriving economy in Yemen where Microfinance inclusion is expanding exponentially thanks to patriotic establishment like Al-Busairi Bank. Once again, we confirm our commitment towards providing excellent support and cutting-edge financing technologies as a part of our role in the success of our partners. Our robust ICS BANKS® Islamic Banking Solution comes with a promise of providing a stable, expandable, and cost-effective system that is continually updated to ensure the utmost compliance with Islamic Shari’a regulations locally and internationally.

ICSFS invests in its software suites by utilising modern technology in launching new products, constructing a secured and agile integration, and keeping pace with new standards and regulations worldwide. ICS BANKS® software suites future-proof banking activities by providing a broad range of features and capabilities with more agility and flexibility, to enrich customers journey experience, hence improving the trust and confidentiality between the customer and the bank. ICS BANKS has always been a pioneer in utilising the latest technology to serve financial institutions. In addition to its embedded Service-Oriented-Architecture (SOA), the system can be deployed on-premises, hybrid, or cloud.